MAXIMUM INSURANCE COVERAGE DOES NOT NEED TO BE EXPENSIVE.
Many insurants are insured through several companies which results in one critical aspect: Different contact persons are responsible for life insurance, accident insurance or liability insurance. A lot of risks are double or over insured because no agreements are made. It is not unusual that important insurances are missing or are only insufficiently covered.
Schwardt Insurance Broker cares for an optimal insurance coverage and reduces your costs at the same time. We are your personal contact in all insurance requests and draw from a huge portfolio of insurance tariffs with cost-effective and high performing offers. We terminate double or too expensive insurance contracts and insure you more beneficially. In this way you will save significant insurance premium each year!
No additional costs will arise due to our advice because the courtage is usually adopted by the insurer!
Determining insurance needs.
Every company, every human is individual and therefore an individual insurance coverage is required. We examine – under consideration of all individual conditions – the risks that are to be covered.
Drafting the Contract
Checking, modifying and terminating existing contracts.
We have active influence on the policies’ contents wherever it is possible or useful. We arrange risk and market appropriate premiums in your interest.
Selection of Insurers
Individual selection and combination of insurers.
Because we are not bounded to specific insurers, we are able to place different risks at different companies. This will take place based on our expertise and with the objective to ensure the cheapest price/performance ratio and the smoothest contract processing.
Assumption of negotiations and correspondence.
We relieve you from time consuming processing and administrative tasks. Special attention is turned to the adjustment of insurance coverages of industrial and private risks to changes in risk and market conditions.
Determination of damage and monitoring proper regulation.
We negotiate with the insurers and handle the damage until it is fully compensated. This will take place while respecting your interest.
Observing market offers and insurance needs.
Needs of insurance and market offerings regularly change. We permanently monitor both fields and inform you if optimizations of your insurance coverage or potential savings can be identified.
Security is a matter of prevention.
When considering high values of diamonds, coloured and precious stones as well as jewelry, a thought out security concept has not only preventive effects against robbery but also ensures lower insurance fees. Read an overview of well experienced service providers within the security sector and find important information about security-related issues.
- VdS (List of VdS certified installers of alarm systems)
- Wabo Edelmetalle (Safety facilities)
- MentalLeis (Professional security consulting)
- Zirotec (Dealer for safes, Contact person: Mr. Müller)
Also have a look in our expert tips for more information about safety!